Most veterans don't know their VA burial benefits leave thousands of dollars in gaps. We help veterans understand exactly what they have — and what their family actually needs — in a free 15-minute review.
VA burial benefits are meaningful but rarely cover the full cost of a funeral. Here's exactly what you're entitled to and where the gaps are.
Veterans who died from a service-connected condition may receive up to $2,000 toward burial costs.
If receiving VA pension or compensation at death, the family may receive up to $948 toward burial.
Veterans are entitled to national cemetery burial with grave liner, headstone, and flag at no cost.
Disabled veterans may qualify for VALife — up to $40,000. No health questions but 2-year waiting period.
VA burial benefits cover a fraction of actual funeral costs. Most veteran families face an $8,000–$13,000 gap. Final expense coverage fills that gap so your family never has to scramble. Read the full VA benefits guide →
Straight answers on VA benefits, coverage options, and how to protect your family — from licensed insurance professionals.
The $11,000+ gap most families don't know about until it's too late.
Read Guide →VGLI premiums increase every 5 years. Private rates lock in forever.
Read Guide →Diabetes, PTSD, heart conditions — most veterans still qualify.
Read Guide →Line-by-line breakdown of what families actually pay.
Read Guide →Same-day approval, no blood work, no doctor visits.
Read Guide →Real options and realistic costs for veterans 70–85.
Read Guide →Veterans who served to protect others deserve to protect their families too. A final expense policy means your family receives a direct cash payment — typically within 72 hours — so they can focus on honoring your life, not scrambling to pay for it.
How VA benefits and private coverage work together — not against each other.
| Feature | Private Final Expense | VA Benefits Only |
|---|---|---|
| Average Coverage | $10,000–$25,000 | $948–$2,000 |
| Covers Full Funeral | ✓ Yes | ✗ Rarely |
| Medical Exam | ✓ None | ✓ None |
| Waiting Period | ✓ None (most policies) | ✗ 2 years (VALife) |
| Premiums Increase | ✓ Locked forever | ✗ VGLI rises every 5 yrs |
| Direct Cash to Family | ✓ Lump sum, 24–72 hrs | ~ Limited reimbursement |
| Any Use of Funds | ✓ No restrictions | ✗ Burial only |
No pressure, no jargon. A 15-minute conversation with a veteran-specialized agent.
Fill out the form above in under 2 minutes.
A veteran agent calls within minutes.
We walk through your VA coverage and gaps.
3–5 carrier options, zero obligation.
Full application by phone. Same-day approval.
"I assumed my VA benefits would cover everything. They walked me through the real numbers and I was shocked at the gap. Got covered the same day. My wife finally has peace of mind."
"I have diabetes and was told I couldn't get life insurance anywhere. These folks found me a policy with no waiting period at a price I could actually afford."
"No sales pressure at all. They explained my options clearly. I appreciated that they actually understand what veterans go through."
A free 15-minute review costs you nothing. The gap it fills could save your family thousands.