We help veterans bridge the $11,000+ gap the VA leaves behind, with whole life plans built around your service history, your health, and your budget.
How VA benefits and private coverage work together, not against each other.
| Feature | Private Final Expense | VA Benefits Only |
|---|---|---|
| Average Coverage | $10,000–$25,000 | $948–$2,000 |
| Covers Full Funeral | ✓ Yes | ✗ Rarely |
| Medical Exam | ✓ None | ✓ None |
| Waiting Period | ✓ None (most policies) | ✗ 2 years (VALife only) |
| Premiums Increase | ✓ Locked forever | ✗ VGLI rises every 5 yrs |
| Direct Cash to Family | ✓ Lump sum, 24–72 hrs | ~ VALife: premiums only if death within 2-year wait |
| Any Use of Funds | ✓ No restrictions | ✗ Burial only |
VA burial benefits are meaningful but rarely cover the full cost of a funeral. Here's exactly what you're entitled to and where the gaps are.
Veterans who died from a service-connected condition may receive up to $2,000 toward burial costs.
If receiving VA compensation or pension at time of death. Veterans not receiving VA benefits at death receive zero burial allowance, national cemetery burial only.
Veterans are entitled to national cemetery burial with grave liner, headstone, and flag at no cost.
Disabled veterans may qualify for VALife, up to $40,000. No health questions but 2-year waiting period.
VA burial benefits cover a fraction of actual funeral costs. Most veteran families face an $8,000–$13,000 gap. Final expense coverage fills that gap so your family never has to scramble. Read the full VA benefits guide →
We work for you, not the carriers. Our job is to match you with the right company based on your health, age, and budget so you get the best rate.
No pressure, no jargon. See what you qualify for in under 2 minutes.
Fill out the form above in under 60 seconds.
A veteran-specialized agent calls within minutes.
We walk through your VA coverage and what's missing.
3–5 carrier options matched to your health and budget.
Full application by phone. Same-day approval available.
"I assumed my VA benefits would cover everything. They walked me through the real numbers and I was shocked at the gap. Got covered the same day. My wife finally has peace of mind."
"I have diabetes and was told I couldn't get life insurance anywhere. These folks found me a policy with no waiting period at a price I could actually afford."
"No sales pressure at all. They explained my options clearly. I appreciated that they actually understand what veterans go through."
Check your eligibility in 30 seconds. No obligation, no pressure, just answers.
Straight answers on VA benefits, coverage options, and how to protect your family, from licensed insurance professionals.
The $11,000+ gap most families don't know about until it's too late.
Read Guide →VGLI premiums increase every 5 years. Private rates lock in forever.
Read Guide →Diabetes, PTSD, heart conditions, most veterans still qualify.
Read Guide →Line-by-line breakdown of what families actually pay.
Read Guide →Same-day approval, no blood work, no doctor visits.
Read Guide →Real options and realistic costs for veterans 70–85.
Read Guide →